Housing loan – Special offer for purchase of residenital real estate sold by the bank


Solving the housing problem is one of the most important life decisions. See large selection of real estate that Sberbank is selling in accordance with applicable procedures, and decide for the one that suits you best.


To make your housing loan approved under the most favorable conditions, opt for the purchasing the real estate from our offer under special conditions.


Select the trustworthy bank with a long tradition and experience in the business, which will be your financial and advisory support throughout the period of housing loans repayment.

Apply for housing loan

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We make loan application really simple. Choose a loan you want and apply online. There is no need to visit bank branch personally. All you need is a few minutes to fill in and send your application!

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About the housing loan for buying residential real estate, which the bank is selling
  • Nominal interest rate loans indexed in EUR 4.25% + 3m Euribor
  • The loan amount of EUR 5,000 to EUR 100,000 (in dinars)
  • Repayment period up to 360 months
  • This type of housing loan can be without payment if the mortgage is for 30% more value than the loan amount
  • Secure of housing loans by the administrative ban, bills the customer, mortgages


In accordance with the recommendation of the NBS, we would like to bring to your attention that the loans indexed in foreign currency bears foreign exchange risk - in case of dinar strengthening, the amount of monthly installment in dinar counter value will be lower, while in case of dinar depreciation, the amount of monthly installment in dinar counter value will be higher.

Interest rates on loans indexed in foreign currency changes on a quarterly basis, in accordance with the movement of three-month EURIBOR (for loans indexed in EUR).

Representative example
Which documents are required?