- Small Businesses and Entrepreneurs
- Corporate customers
- Online banking
For our youngest customers we have prepared savings current accounts with stimulating interests for foreign currency and dinar savings. There is no minimum amount for the term savings and savings current account can be opened in the name of child by a parent or legal guardian. Opening and maintaining of current account for children`s savings is free of charge, and the money is available at any time because there is no term deposit. Interest on children`s savings in dinars and children`s saving in EUR accrues on the last day of the year. Direct payments into children`s savings current accounts can be made, without any restrictions, by other family members and friends and by an order from their respective banks.
For children's savings there is no minimum amount for the term savings.
|Actual interest rates for children's savings||NIR||EIR|
|Children's savings in dinars||6.00%||6.08%|
|Children's savings in EUR||1.50%||1.52%|
Children's savings in EUR - If the user deposits EUR 1,000 for a period of 12 months at an interest rate of 1.50% per annum (effective interest rate is 1.52% fixed, per annum), interest accrued at the end of the deposit period, after deduction of tax on interest income of 15% is EUR 129.27. User has no extra costs.
Children's savings in RSD - If the user deposits RSD 10,000 for a period of 12 months at a nominal interest rate of 6.00% per annum (EIR is 6.08% fixed, per annum), interest accrued at the end of the deposit period is RSD 608.33. User has no extra costs.
Click here for information on representative examples of term savings.
During each interest payment for foreign children's savings the client receives a payment decreased by 15% due to tax on interest income. This cost is taken into account when calculating the effective interest rate (EIR) and there are no other costs.
Sberbank participates in the mandatory deposit insurance system established in the Republic of Serbia - Deposit Insurance Agency